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VOLUNTARY TERM LIFE & AD&D

What is Voluntary-Term Life and Accidental Death & Dismemberment Insurance?

Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident.

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Plan Rules:

  • Eligibility: Eligible full-time employees working 20+ hours/week, spouse and unmarried children (up to age 26)*

  • Coverage through MetLife

  • Employee must be actively at work on the effective date of coverage

  • Only covered employees may elect dependent coverage

  • Employee and Spouse cannot be double covered if both work for Pickens County School District

  • Children cannot be covered by both parents, if both work for Pickens County School District

  • Dependent coverage may not exceed employee coverage amounts

  • If electing for the first time outside of the initial open enrollment period or for an amount over the Guaranteed Issue Amount, health questions will be required

  • * Child marital status may impact benefit eligibility

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The Pickens County School District Benefits Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.

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